Picture this, it’s the day of your driving test, and you pass with flying colours. However, now that you’ve actually got your license, you have no idea how to buy your first car. Luckily, we have put together a small guide to help you out.
New or used car?
The main things to consider when purchasing your first car is you want something reliable, affordable and finding a middle ground between style and comfort.
Generally, the newer the car is, the safer it is to drive. A lot of newer cars nowadays contain features designed with your safety as the number one priority.
Benefits of buying a new car include; a manufacturer's warranty, more finance options, the latest technology and specifications.
Benefits of buying a used car include; being less expensive to buy, no waiting times for the car to be built and delivered, and you can find a used car at any budget.
Private or reputable dealer?
Once you’ve decided which car you’d like to buy, whether old or new, it’s time to find a trustworthy seller.
A safer way to purchase a car is to buy one from a reputable dealer. This way it’s a lot safer and more trustworthy.
If you buy a car with a private seller and something goes wrong with your vehicle, you’ll have fewer consumer legal rights.
How to check your vehicle before purchasing?
Before purchasing your chosen vehicle, it is so important to check the history of the vehicle, including MOT history, service record and the car’s age.
Most reputable dealers will contain this information in the description of the sale of the vehicle. However, if they don’t, it’s important to ask the dealer for information which includes; the number of previous owners, any repair work the car has had, and any features which aren’t in full working order.
Test-driving your vehicle
Before committing to purchasing your vehicle, it is recommended that you take it for a test drive.
During your test drive, it’s important to make sure that the vehicle is comfortable to your driving standards and you need to make sure you will be able to drive confidently on the roads that you regularly use.
It’s also important to check that all of the controls are working properly, from the pedals to the warning lights and sound system.
New cars are assigned to an insurance group, with a rating from 1 to 50. This indicates the level of risk associated with the vehicle.
Most insurers bear this rating in mind, especially with new car drivers.
Generally speaking, the lower the group number, the lower your insurance price should be, due to your car being viewed as safer.
Other factors which could affect the price of your insurance include the engine size and the trim of your vehicle.
It’s always a good idea to look around at different insurance companies and get quotes before committing to the price!